Archive for September, 2009

Bargain wines

Wednesday, 09 September 2009
Bargain wines

Sunset, May, 2009

Living in Santa Barbara definitely has its perks. Oreana Winery, mentioned in “It’s BYOBB Night” (March, page 100), offers an affordable bubbly in their tasting room and at their website (cellar205.com). Yum!

–MARY WILLIAMS, SANTA BARBARA

Clos du Bois Chardonnay (North Coast) and La napa limo wine tour Crema Pinot Noir (Sonoma Coast) are two of my all-time budget favorites.

–WHITNEY WERTH, SAN FRANCISCO


Brace yourself!

Sunday, 09 September 2009
Brace yourself!

Parks & Recreation, June, 2009

The Backboard Flotation Assist Device, developed by Suspended Aquatic Mentor, Inc. is designed to provide unparalleled stability and support for all back-boarding emergencies, for the victim as well as the rescuers. The device consists of two air chambers attached to the backboard that are inflated by C[O.sup.2] gas cartridges. Manual inflation valves and air dump valves are included


From the pharmacy

Saturday, 09 September 2009
From the pharmacy

0 Comments | Saturday Evening Post, Nov-Dec, 2008

X Help for Sinus Drainage: To B.H., Longview, Texas: Each AlleRx Dose Pack has two pills to treat a runny nose associated with allergies or colds. The morning dose includes pseudoephedrine (a nasal decongestant) and methscopolamine (to help slow the release of body secretions, including mucus in the nose.) The evening tablet contains phenylephrine (another nasal decongestant), chlorpheniramine (an antihistamine to stop histamine production and prevent runny nose, sneezing, and itchy eyes) and methscopolamine. People with narrow angle glaucoma, urinary retention, and peptic ulcer should not take these drugs. They are also unsafe for those taking Viagra or having an asthma attack. Available in a 10- or 30-day supply, AlleRx Dose Pack may be used with caution in people with high blood pressure.

X Armour Thyroid: To R.W., Mooresville, Indiana: You report good results with Armour Thyroid after reading an article about it in The Saturday Evening Post. Due to a change in its manufacturing process, some strengths of the product have been on back order. You might try calling different pharmacies in your area–some could have it in stock. Or call the drug maker, Forest Laboratories, at 866-927-3260 to check on its availability. Another option may be to consider taking half of a higher-strength tablet or two of a lower strength until your usual medication becomes available. Many people taking Armour Thyroid tell me this is the only drug that works for them


Grant General Contractors

Friday, 09 September 2009
Grant General Contractors

San Diego Business Journal, Sept 10, 2007 by Joyce Glazer

The Eighth Annual Fore the Children Golf Tournament was held Aug. 20 at Vista Valley Country Club to benefit Casa de Amparo. Grant General Contractors was the title sponsor for the second year in a row. The $60,000 home builders beverly hills raised will benefit the child abuse and prevention and treatment services programs of Casa de Amparo, an Oceanside nonprofit organization.

Please send Giving items to San Diego philanthropist and contributing writer Joyce Glazer at jglazer@sdbj.com.


The Pearl Gatherer

Wednesday, 09 September 2009
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Extending product freshness

Wednesday, 09 September 2009
Extending product freshness

MMR, Dec 13, 2004

Oxygen degradation diminishes the color, flavor, and shelf life of pre-packaged deli meats, dairy products, and other foods. FreshMax[TM] oxygen sorbents from Multisorb Technologies, Inc. (Buffalo, NY) provide an easy solution. FreshMax sorbents reduce and maintain the oxygen content within packaging to below 0.01 percent, improving the quality of packaged food and ensuring that taste, nutritive value and color are maintained


‘Disney Princess’ garden products for girls

Monday, 09 September 2009
‘Disney Princess’ garden products for girls

MMR, August 10, 2009

‘DISNEY PRINCESS’ GARDEN PRODUCTS FOR GIRLS: MidWest Quality Gloves Inc. has introduced products for its exclusive line of Disney Princess Garden Gloves and Gear for girls ages 2 to 8. The products feature Princess graphics and include Canvas and Jersey Garden Gloves, Watering Can, Flower Por, Garden Bucket, Garden Tote, Bucket Hat, Garden Apron, and Garden Trowel and Cultivator. MidWest Quality Gloves Inc., P.O


Weight loss

Monday, 09 September 2009
Weight loss

Evening Chronicle (Newcastle, England), June 23, 2009

A GIRL once dubbed the country’s fattest teenager has lost almost 15 stone after attending a weightloss camp in the United States, it was reported today.

Georgia Davis, 16, of Aberdare, South Wales, weighed 33 stone before attending the camp in North Carolina.

The 5ft 6ins teenager now weighs 18.4 stone..


Detox your bathroom: with just a few easy and often inexpensive, targeted tweaks—such as changing your towels or showerhead—you can transform your personal sanctuary into a model of eco-friendly living

Monday, 09 September 2009
Detox your bathroom: with just a few easy and often inexpensive, targeted tweaks—such as changing your towels or showerhead—you can transform your personal sanctuary into a model of eco-friendly living

Natural Health, Feb, 2008 by Elizabeth Barker

Faucets & Showerheads

* INSTALL A LOW-FLOW SHOWERHEAD (available at hardware stores, gaiam.com, or bricor.com), which uses 70 percent less water, and a screw-on faucet aerator, which lessens flow by adding air to the water and can help an average family of four save about 1,700 gallons of water each year.

* TURN OFF THE WATER WHILE YOU BRUSH YOUR TEETH, suggests Carol Venolia, an architect based in Santa Rosa, Calif., and author of Natural Remodeling for the Not-So-Green House (Lark Books, 2006). It will save 240 gallons of water each month, according to the Environmental Protection Agency (EPA).

* SOAP UP WITHOUT RUNNING THE WATER–another move that saves gallons of water each month.

Ventilation

* INSTALL AN ENERGY-EFFICIENT FAN to pull moist air from the room and replace it with dry air, suggests Venolia. This combats mold, a common allergen that can affect air quality, she explains.

* REPAIR ANY WATER LEAKS OR SPILLS within 24 hours after they occur to help control mold.

* DRY OFF YOUR SHOWER OR TUB AND SHOWER CURTAIN AFTER BATHING to fight mildew, suggests Debra Lynn Dadd, author of Home Safe Home (Tarcher, 2005).

* BLAST MOLD with a centrally located window since “mold doesn’t like sunlight,” explains Venolia.

Flooring

* REPLACE VINYL FLOORING to remove toxins like lead and cadmium, says Willem F. Maas, founder of GreenHomeGuide.com, an online eco-living site. He recommends durable, biodegradable linoleum instead–it’s made from natural pine-tree resins and cork.

* TRY RECYCLED-GLASS TILES for something more elegant and equally eco-friendly. They can be expensive, but Maas says they’re worth it for their ability to beautify a bathroom. Besides, adds Dadd, “a bathroom floor isn’t that big, so tiles aren’t that much of an extra cost.”

* CONSIDER CERAMIC TILES Even non-recycled ceramic tiles are a smart option, says Dadd. “They’re nontoxic, so they’re one of the best choices from a health standpoint,” she says.

Toilets

* SWITCH TO A LOW-FLOW TOILET (like showers and faucets, toilets waste a lot of water) to save money and protect natural resources. Low-flow toilets use 1.6 gallons of water per flush instead of the standard five gallons. You’ll slash your water bill by lo percent, according to the EPA.

* LOOK FOR THE WATERSENSE LABEL Toilets that carry the EPA’s new label use at least 2o percent less water than low-flow models. Eight different Kohler toilets recently earned the certification. Many communities even offer rebates (or credits on water bills) to homeowners who purchase water-saving toilets–a quick Google search will guide you to replacement programs in your area.

Lighting

* INSTALL WINDOWS OR A SKYLIGHT to add natural light. Not only do bathroom windows cut back on your need for artificial lighting, they may even help with hygiene. “l keep toothbrushes and razors on a plate on the windowsill so the light will disinfect them,” notes Venolia. Dadd installed a skylight directly over her shower to help dry out the stall naturally.

* CHOOSE COMPACT FLUORESCENT BULBS to brighten up the bathroom at night or on a dreary day. These energy-saving bulbs are available at hardware stores nationwide


Intricacies of disability insurance

Monday, 09 September 2009
Intricacies of disability insurance

Medical Laboratory Observer, August, 2008 by Barbara Harty-Golder

Q One of our technologists involved in a car accident is unable to work because of her injuries. Our hospital provides disability insurance but informed her that she must pay taxes on benefits. It that true? I thought that disability benefits were not taxable. Months passed before the insurer started paying. Are not benefits due as soon as you are disabled?

A Depending on what type of payments are received, and who paid the premium and how, income received from disability coverage can be taxable, partially taxable, or tax free. Understand the implications of premium payments when making a decision about kinds and amounts of coverage. The tax burden on benefits (e.g., FICA, and state, federal, and local income taxes) can reduce disposable income received and create financial problems for the insured, who relies on disability benefits to meet recurring expenses.

If an employee pays for a private disability policy with after-tax dollars, any resulting payments will not be taxable, whether the policy is for an individual or a group and is procured through a professional association. Similarly, to the extent that an employee pays for an employer-sponsored policy with after-tax dollars, the resulting disability benefits will not be taxable.

Conversely, if the underlying disability policy is provided by the employer with pre-tax dollars, any resulting benefits will be taxable in the same way as “sick pay” benefits. This is generally true whether the premium is paid entirely by the employer directly or as a result of employee participation in a pre-tax “cafeteria plan” that permits him to designate pre-tax income to a variety of flexible benefits.

Taxability of government disability insurance is more complicated. How much (from all to none) of a disability benefit is taxable depends, in part, on the amount and type of income the individual receives in addition to the disability payments. The taxability of military disability benefits depends, in part, on whether the underlying illness is service connected, and, if payment is through the Veterans’ Administration, whether the benefit is for rehabilitation.

Beyond tax implications, knowing details of any insurance coverage is important. Insurance is a contract to pay under certain circumstances, not general indemnification for any medical eventuality. As a result, medical insurance may not pay for certain conditions, and disability insurance may not cover particular illnesses or injuries, depending on contract terms. Common clauses, for example, create limitations on coverage for conditions that are pre-existing at the time–or for a specified period before–the contract is entered into